Highly rated for quality of life, Canada offers affordable destinations for retirees.

Many retirees choose to stay in their own communities, hoping to remain near relatives and friends.

U.S. citizens considering a move north for their retirement will want to researchvisa and permanent residency options.

The Saskatchewan Legislative Building in Regina

Credit:skyscapes/Getty Images

Meanwhile, those planning to stay longer may want apply for permanent residency.

U.S. citizens should be aware that Canadas universal health care is available only to Canadian permanent residents and citizens.

Since Medicare is generally not accepted outside of the U.S., a private medical insurance policy is advisable.

Chateau Frontecac, Quebec, Canada

Mint Images/Getty Images

Retirees may receive theirsocial securitypayments while out of the country, and they must file U.S. tax returns annually.

We searched the 10 provinces where most of thecountrys population lives.

(Three territories north of the provinces have fewer than 131,000 residents.)

New Brunswick Legislative Building in Fredericton, Canada

Sanghwan Kim/Getty Images

While living costs vary, eachprovinceoffers a variety of affordable cities and towns.

Here are some low-cost options in the Great White North.

The city is home to a large international expat community, according toExpat Exchange.

Aerial drone photograph of downtown Charlottetown looking towards the ocean at sunrise

onurkurtic/Getty Images

Quebec City is known for high-qualityhealth careand excellent hospitals.

RealtorRebecca Steevesdescribed the city as perfect for nature lovers New England-like, with forests and walkable trails.

She added, We are seeing a lot of cross-country migration in Fredericton.

Small fishing boats in a calm blue harbor on Prince Edward Island in Canada

dbvirago/Getty Images

Seniors are attracted by the affordable home prices.

According to Steeves, homes can be found in the $300,000 to $400,000 range.

The province also offers high-qualityservices for seniors.

View of agricultural field vineyard located in the Okanagan Valley in Kelowna, British Columbia, Canada.

Nalidsa Sukprasert/Getty Images

Home to world-class restaurants, festivals, and artisan shops, Charlottetown is the capital of the province.

Residents enjoy four seasons, with July temperatures in the mid-70s and January offering lows in the teens.

Excellent senior andhealth carefacilities are available along with opportunities for anactive lifestyle.

Prince George, British Columbia, Canada

Shunyu Fan/Getty Images

According toNumbeo, rents are about 63 percent lower than in New York City, andhealth careis excellent.

Home to the University of Northern British Columbia, the city offers a vibrant arts scene, too.

Kingston Health Sciences Centre is among several health care providers in the city.

Ontario Hall building on campus of Queen’s University in Kingston, Canada.

Elenathewise/Getty Images

The city is notable for its access to health care through hospitals, retirement communities and other facilities.

Canadian retiree Gordon Stewart has lived in Cochrane since 2008.

A lot of the fun of retiring is finding a place to live, like we did.

A view of the remains of the old Saint Boniface Cathedral.

Nick Blazanovic - ConcordeNick ArtPhoto/Getty Images

There are so many gems in southwest Canada, many affordable, off-the-beaten-track towns.

He added, We enjoy Cochrane the mountain views, scenery, and people.

Its cold in the winter, but by May, were playing golf.

the mountain view from Cochrane, AB, Canada

Tomas Jandik/Getty Images

Meanwhile, rent prices are 67 percent lower.