A second home doesn’t need to come with a seven-figure price tag.

Interest in vacation homes reached a high point during the pandemic.

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Affordability encompasses more than just the initial purchase price of the home.

Autumn on Lake Winnipesaukee in New Hampshire

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Meanwhile, affordability varies according to income, financial commitments, and stage in life.

Three-bedroomcondosin a lakefront development are listed at $250,000.

InPort Arthur, on the border with Louisiana, a four-bedroom lakefront home is listed for $254,000.

Skyline, Jacksonville, Florida

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North Carolina

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Thisstateoffers geographical diversity and natural beauty from mountains to coastline.

Homes in this sought-after area start around $500,000 and prices vary widely.

Property taxes are relatively low, especially outside of the city.

McGee Beach in Corpus Christi, Texas

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Homes in the area start at around $250,000 and lakefront properties are well into the millions.

Arizona

Both weather and natural beauty attract visitors to Arizona.

Tempe is close to Phoenix and Scottsdale as well as communities like Gilbert, Mesa, and Glendale.

Aerial view of Asheville, North Carolina

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Vacation condos and homes there start around $450,000.

Pennsylvanias 2,500 lakes also provide many homesites ideal for summer recreation.

In northwestern Pennsylvania, Warren will appeal to fans of outdoor activities.

Holland Harbor Lighthouse “Big Red” at Sunset on Lake Michigan

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Homes start at $100,000-$150,000.

In the southern California mountain areas ofIdyllwildandBig Bear Lake, homes start at around $450,000.

They can choose a home or high-rise condo overlooking the Gulf.

Idaho Falls, Idaho

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InBiloxi, for example, beachfrontcondosstart around $350,000 and houses in the $250,000 range.

InGulfport,Pass Christian, andLong Beach, vacation home prices are similar.

Inland, manylakesoffer beauty and recreation as well as affordable homes.

Elk lake from Elk Lake Lodge, Adirondack High Peaks area, New York

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Along the coast, as an example,Hampton Beachhomes range from around $500,000 to several million.

In the upstate New YorkAdirondacks, a year-round vacation destination, homes start at about $350,000.