Local experts share some of the best places to retire in Colorado, from small towns to big cities.

When it comes to finances, Colorado is considered fairly tax-friendly for retirees, according toSmartAsset.

For retirees between the ages of 55 and 64, the deduction is $20,000 a year.

Denver park during the fall

Credit:PeterPhoto/Getty Images

Married couples can each claim the deduction.

Social Security is taxable, and these deductions apply to Social Security income.

The city boasts a lively arts scene with museums, theaters, and a symphony orchestra.

Downtown Fort Collins

Christopher Larson/Travel + Leisure

you’re able to also enjoy the youthful energy brought on by Colorado State University.

The site also calls on the parks, restaurants, coffee shops, and highly rated public schools.

Aspen also has a free bus system in town and to the neighboring town of Snowmass.

Aspen Snowmass village town houses on hill in Colorado dummer with snow mountain

krblokhin/Getty Images

In Hartsel, Gina realized her dream of having a horse and ranch lifestyle.

This is a rugged life, and youd better be tough and love the outdoors.

If this sounds like an appealing retirement lifestyle, then central Colorado may be for you.

The Last of the BIson,High angle view of cows grazing on field against sky,Hartsel,Colorado,

Randy Poll / 500px/Getty Images

Convenient and inexpensive rail service between Union Station and Denver International Airport makes travel easy.

Within the city, a variety of neighborhoods offer diverse places to live and visit.

Nature lovers will enjoy living near Pikes Peak, rising 14,000 feet, for its gorgeous views.

Buildings in Denver

Christopher Larson/Travel + Leisure

The Air Force Academy and U.S. Olympic & Paralympic Museum are located in Colorado Springs, too.

Named for its convergence of the Gunnison and Colorado rivers, Grand Junction offers water sports and beautiful landscapes.

Median house prices in Grand Junction are $268,197 … less expensive than the U.S. median of $318,879.

Downtown Golden, Colorado

Christopher Larson/Travel + Leisure

Strategisticostates, Thecost of livingin Pueblo is about 20 percent lower than the Colorado state average.

The same source estimates renting a two-bedroom unit in Pueblo costs $1,130 per month.

The moderate climate includes mild winters with light snowfall and average temperatures of 33 degrees Fahrenheit.

The Rocky Mountains surround America The Beautiful Park in Colorado Springs, Colorado. The park’s name was inspired by the writer who wrote the song “America The Beautiful” while visiting the area in 1893.

John Coletti/Getty Images

Grand Junction is a home rule municipality that is the county seat and the most populous municipality of Mesa County, Colorado, United States

DenisTangneyJr/Getty Images

The Historic Arkansas Riverwalk of Pueblo (HARP) is a 32 acre urban waterfront experience open to the public.

Moelyn Photos/Getty Images