Then the nickel-and-diming begins.

Add it to your tab.

Take a Pilates class?

Crystal cruises

Credit: Courtesy of Crystal Cruises

Indulge at one of the specialty restaurants?

Theres a charge for that, too.

The extras quickly add up, often sinking hearts when the bill arrives at the vacations end.

Regent Seven Seas cruise ship surrounded by mountains

Courtesy of Regent Seven Seas Cruises

But there are cruises that thankfully buck this trend, with minimal to no out-of-pocket expenses.

Is an All-inclusive Cruise Worth the Money?

It’s even possible to quantify the perks and often find real value.

Monte Carlo lit up at dusk

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you’ve got the option to literally step on your ship with no money in your pocket.

Heres what the best all-inclusive cruise lines have to offer.

Whats included:Regent is known for its truly all-inclusive package.

Silversea cruise ship with snow-capped mountain in background

Courtesy of Silversea Cruises

Both ships offer dining choices, wellness experiences, and entertainment options.

Sample cruise:Venice, Italy, to Athens, Greece; 10 nights aboard theCrystal Symphony.

Sample cruise:Caribbean Journey Voyage; nine nights aboard theAzamara Journey.

Inside a room on Paul Gaugin Cruises

Courtesy of Paul Gaugin Cruises

Sample cruise:Hong Kong to Singapore; 14 days aboard theSilver Whisper.

Sample cruise:Tahiti and the Society Islands; seven nights aboard them/s Paul Gauguin.

It’s a great choice for afamily cruise.

People kayaking near mountains and an UnCruise ship

Courtesy of UnCruise Adventures

Gratuities are not included (the company recommends $35 per day, per guest).

Sample cruise:Alaska Fjords and Glaciers; seven nights on theExplorer, Discoverer,orAdventurer.

The latter’s small size is ideal for squeezing through the historic locks of Scotlands Caledonian Canal.

Hebridean Island cruise ship anchored off shore of rocky coastline

Courtesy of Hebridean Island Cruises

The slightly largerHebridean Princesssails around Scotland and beyond.

Sample cruise:Footloose in the Highlands and Islands; seven nights aboard theHebridean Princess.

Sample cruise:Papeete to Papeete, Tahiti; 10 days aboardNautica.

Oceania cruise ship anchored off shore of pretty village

Courtesy of Oceania Cruises

Sample cruise:Avignon to Lyon, France, on the Rhone; eight days aboard a Viking Longship.

Sample cruise:Alaska’s Glacier Bay and Island Adventure; seven nights aboard theAlaskan Dream.

Sample cruise:Amazon Explorer Cruise; four nights aboardAria AmazonorAqua Nera.

Aerial view of a Viking River Cruise moving toward a bridge

Courtesy of Viking River Cruises

The ships range in size from the intimate nine-suiteTreasure of Galapagosto several accommodating more than 150 guests.

The cruise line sticks to rivers across Europe, Asia, Africa, and South America.

Guests get their pick of everything from safari- to wine-themed itineraries.

People in Zodiac boat admiring Alaskan glacier

Courtesy of Alaskan Dream Cruises

Sample cruise:Tulip Time cruise in the Netherlands; seven nights aboardAmaCerto,AmaLucia,AmaMora, orAmaSerena.

View of river flanked by jungle from the water

Courtesy of Aqua Expeditions

View of bridge in Basel, Switzerland, from river

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View of Amsterdam from the river

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View of the river from room with nostalgic decor

Courtesy of Uniworld River Cruises