Heres what you should probably know about cruise insurance before you take your next vacation.

This specific pop in of insurance helps mitigate the costs of covered expenses keyword: covered!

which often include cancellations, delays, and even medical emergencies.

Cruise ship in Alaska

Credit:Taylor McIntyre/Travel + Leisure

Fortunately, when it comes to cruise insurance, options abound to suit each travelers specific needs.

Cruise insurance is an added cost, which is important for budget-conscious travelers to keep in mind.

These companies often offer more robust policies and extensive coverage options than cruise lines.

Fjord View on a Cruise Ship on the promenade deck in the Fjords of Norway

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However, you could then file a claim and provide all the necessary documentation to start the reimbursement process.

Once your claim is approved, Travis says it can take anywhere from three to six weeks.