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Do you tend to stay in hotels or vacation rentals like Airbnbs?
Points are easily transferred to 15+ different travel loyalty programs.
Credit:Alessandra Amodio/Travel + Leisure
For example, Hyatt could say that a Category 1 hotel will cost 5,000 points most days.
The cards 60,000-point intro offer gives you a solid base to start utilizing points.
Earning points is one thing correctly using them is another.
But the earning of these points is only 25 to 30 percent of what matters, Beiny said.
Seventy percent of what matters is what you do with those points once you’ve got them.
Thats why its important to stay on top of offers, transferability programs, and timing, he added.
If youre utilizing your points correctly, typical lifestyle spending can make it so you pay nothing for travel.