Just yesterday I sold five policies, says the Los Angelesbased advisor, whos part ofPlaza Travel.

Check policy limits on all coverages before you buy.

More expensive, full-coverage policies provide bigger payouts; theyre ideal for big-ticket trips such as safaris andluxury cruises.

A conceptual illustration representing the need for travel insurance

Credit:Illustration by SHOUT

(Some of these operatorsrequireguests to buy insurance.)

Everyone has a different risk threshold, says Suzanne Sangiovese, director of travel and technology atRiskline.

So that risky situation doesnt have to be a disaster.

(Sometimes even until the very last minute.)

Medjet, meanwhile, focuses on medical evacuations, covering policyholders anytime theyre 150 or more miles from home.

Unlike some travel insurance, the companys MedjetAssist plan covers the cost of flying travelers home for hospital treatment.

Its popular with Wahlgrens clients, at least one of whom had to make use of the policy.

He was hospitalized the night before he was supposed to come home, she recalls.